Tag Archive | "life insurance for tobacco users"

Life Insurance for Smokers

Life Insurance for Smokers

Posted on 19 December 2011. Tags: , ,

Life insurance premiums vary depending on many factors; in case of some insurance, lifestyle of the insured person can be one of them. A person leading an unhealthy life might have to pay higher premiums for life insurance policies compared to a person having a healthy lifestyle. One of the lifestyle perils that can be responsible for increasing the premium for your life insurance is smoking. Majority of the life insurance companies categorize people into two groups, non smokers and smokers. Non smokers are those who do not use any tobacco product. Smokers, on the other hand are the ones who have smoked or used other tobacco products during the past 12 months. There are some insurance providers who will categorize you as a non smoker, if you have smoked less number of times than a set number [...]

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