Life insurance is a prickly issue, and deciding just how much you need and which policy to choose is easier said than done. The fact of the matter is that you need a good policy in place to act as a safety net because it could be the difference between moving on and moving out of the house they can no longer afford (cue sad movie score). Just why do we deem Life Insurance important? There are very few among us (and they are the blessed ones) who do not need to pay off bills, worry about EMI’s and not fret over that next mortgage payment or credit card due date looming large. And that’s before you can even begin to account for the essentials you need that slowly eat away at your income, like utility payments and food. And so, when you live almost from cheque to cheque with little to show [...]

