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Cure For The “Next Month’ Disorder

Cure For The “Next Month’ Disorder

Posted on 22 March 2010. Tags: , ,

Few months ago I was terribly infected by the ‘Next Month’ disorder. Not many people believed it’s a fatal disease, as most were infected by it. Every time I received my credit card statement, I would look at the amount and promise myself, next month I will try to reduce it. I thought of dealing in cash, yet whenever I pulled out a card from my wallet to make ends meet, I would stare somewhere between the sky and the mountains, and think, next month onwards I wouldn’t use these cards. When I hear people talking about budget, I promise my self, next month I would definitely plan out a budget. Once I was talking to Ms. Smith, my neighbor, we discussed various aspects of personal finance. I, however, realized she was younger than me, yet she had perfectly planned for her retirement. [...]

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