You have probably thought of only spending money through your credit card. How about saving some money? Here are some of the secrets which you might not be aware of: Raise your Credit Limit It is hard to convince credit providers to increase your credit limit these days, due to recession. But Ken Clark, a certified financial planner, has got a smarter way to work it out. According to him, you can ask it in conjunction with a larger purchase. Tell them you want to raise your credit limit because you want to buy a new car or repair your house and you have it. However, the only criterion is to have a decent past record i.e. not missed many payments. Skip a payment Yes, skip a payment. This is one of the benefits you enjoy if you are a customer in good standing. Sometimes, it gets difficult even [...]

