15 March 2010
Several corners, or at least one corner, of our mind is busy calculating income and expenses. And this corner becomes busier than Bill Gates or Barack Obama during the pay day. In short, all of us think a lot about how to manage our finance, which is widely known as personal finance management. Some people [...]
Posted in Customer Service6 Comments
11 March 2010
I know most of the people with mortgage are confused and are stuck with the question “When should I consider refinancing my mortgage?” Today, prevailing interest rates are much lower than the time we purchased the house. And we can easily refinance through the existing lender without any closing costs. If you have, however, decided to [...]
Posted in Consumer Action7 Comments
08 March 2010
Services like credit cards, saving & checking accounts, loans, etc., are provided by banks and hence we choose to use their services. However, the services level ranges widely with every brand in the US. However, the decision of switching a bank or a bank account is influenced by number of factors. Higher Interest Rates This doesn’t necessarily mean [...]
Posted in Banking7 Comments
04 March 2010
One of the popular questions that haunts people in middle ages of life is “How much do I need to save as life insurance?” Although the answer to this question isn’t quite difficult, it’s requires some basic explanation. Or rather, the answer to this question depends on the answers of many other interrelated questions, such as: [...]
Posted in Insurance9 Comments
01 March 2010
Whenever there is an economic blow, one of the first ones to get affected is the local economy. The hotel and retail industries are very vulnerable to bad economic conditions. But when a big event, like a sporting event, takes place in the affected country or city, it is expected to create some wealth for [...]
Posted in Business, Economy6 Comments
23 February 2010
According to many people, one of the most important steps to achieve financial stability is having a practical budget. For me, it’s the best one. Few believe investing is the only way to achieve financial firmness, after the world witness huge monetary crisis. For those who still like to stick to investing, this article is definitely [...]
Posted in Budgeting6 Comments
23 February 2010
For many, budgeting means suffering. Not actually, because it’s a myth. And there are many such myths people believe when it comes to personal budgeting. More than myth, I guess these are excuses of not having a budget. Let’s have a look at other such myths. Personal Budgeting Myth #1 Budgeting is suffering And how is that? [...]
Posted in Budgeting0 Comments
23 February 2010
Saving money was quite essential and it became more crucial after we witnessed the effects of financial crisis on common man. Here are few tips on saving money for young adults. Have a budget Young adults don’t have much responsibility as most of them aren’t married and don’t have kids to take care of. This is probably [...]
Posted in Money, Saving6 Comments
23 February 2010
Exactly a year ago, my electricity bills were more than three times it is now. Every time I had a look at my bills, I used to get a minor heart-attack. Hence, I decided to cut down on these bills before it becomes a major reason of my death. Yes, these minor attacks could have [...]
Posted in Money, Saving6 Comments
22 February 2010
Times are tough and it has become quite crucial to save money wherever we can, to survive and fight the economic battle. We don’t really realize how much money we spend on phone until we have a closer look. Here is a list on how to save money on phone bills. If most of your outgoing [...]
Posted in Money, Saving10 Comments
Carol@inthetrenches: I agree that the banking problem had become so out...
Richelle: These situational tricks are useful for business p...
Sanford: Be it stock market or real estate success isn't as...
Seymour: That's not true.. People graduating do have a lot ...
Sheldon: We all have at some point of time or the other spe...
