Planning to Cancel Your Gulf Coast Trip? Think Again

Planning to Cancel Your Gulf Coast Trip? Think Again

27 July 2010

Peak summer season is on, and people from all over the world are planning an exotic holiday on a lonely, adventurous island. Hey, hold on… What about the BP oils spill? If you have planned to visit the Gulf Coast, chances are you may return home with a bucket full of oil over your body. Huge [...]

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Posted in Discussion0 Comments

How to Avoid Late Fees?

How to Avoid Late Fees?

22 July 2010

Many economists talk about impending double-dip recession, which is nothing but another year of recession after a short growth period (not growth but a bit of improvement). However, many have also claimed we might experience a Lost Decade, which is a decade of negative growth, similar to the once experienced by Japan from 1992 to [...]

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Posted in Credit Card0 Comments

Should Medical Collection Affect your Score?

Should Medical Collection Affect your Score?

20 July 2010

You have your medical insurance, and you have done everything right. You have paid your premiums on time, you have brought your card to the hospital, and you have paid the deductibles. However, when the doctor claims the insurance company to recover costs, they refuse to pay. But the doctor wants money, so he is after [...]

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Posted in Credit Score, Discussion0 Comments

Debt and Health Problems

Debt and Health Problems

15 July 2010

Apart from constant stress, debt brings many other health problems in our lives. It’s not only financially, but also medically not advisable to accumulate debt. Here are few health problems that are associated with debt. Insomnia When you are buried under debt till nose, getting sleep at night will be a regular problem. You may get doze [...]

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Posted in Debt Management0 Comments

How ‘Helpful’ is Credit Score in Our Lives?

How ‘Helpful’ is Credit Score in Our Lives?

08 July 2010

Terms like ‘Credit’, Credit Score’, ‘Credit Rating’, and ‘Credit History’ are all nothing but words introduced to hide the term ‘debt’. This wouldn’t make much difference to our finances, but we feel better, mentally, because we don’t like to hear about our debts. When someone asks, ‘What’s your credit?’, they generally mean what is your credit [...]

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Posted in Credit Score0 Comments

Be Frugal, But Don’t Give Up Your Hobbies

Be Frugal, But Don’t Give Up Your Hobbies

06 July 2010

Being frugal is good. It save a lot of money. The bad part about being frugal is, it doesn’t leave you with much money to enjoy things you really like. One amongst such things is hobby. If we, however, give up majority of entertainment activities and hobbies of your life, there isn’t really much fun [...]

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Posted in Money, Saving1 Comment

9 Habits That keeps You From Having Money

9 Habits That keeps You From Having Money

01 July 2010

Being a financial consultant, I have met varieties of people including the ones that are over-bothered about their savings, and the ones who are not bothered at all. And you know what kind of people suffer the most. Here are few reasons why many people never have money, and why they wouldn’t ever have enough money. [...]

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Posted in Money2 Comments

14 Debt Reduction Tips For Everyone

14 Debt Reduction Tips For Everyone

29 June 2010

Why Is It So Easy To Get Into Debt? It is because debt is now a socially acceptable term. Getting a credit card is very convenient, and loans are available quickly. Besides, spending is fun, even if we don’t earn enough to repay credit card loan. Most people don’t like the idea of getting out of debt [...]

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Posted in Debt Management1 Comment

3 Money Saving Tips That Really Works

3 Money Saving Tips That Really Works

24 June 2010

Most people like the idea of saving money, but they don’t know how to do it. Few people might be disappointed when I say there isn’t a best way to save money. The trick that works for me might not work for my neighbor. However, I can suggest three strategies to save big amount. Select the [...]

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Posted in Saving0 Comments

Advice on Behavioral Change For Graduating Students

Advice on Behavioral Change For Graduating Students

22 June 2010

We know college students are quite casual about everything in life including money, family, and relationships. There is, however, nothing wrong about it. When I was a college student, I didn’t care about anything at all. But after you graduate, you enter a phase of life where you have to be a bit responsible because [...]

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Posted in Education1 Comment

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