27 July 2010
Peak summer season is on, and people from all over the world are planning an exotic holiday on a lonely, adventurous island. Hey, hold on… What about the BP oils spill? If you have planned to visit the Gulf Coast, chances are you may return home with a bucket full of oil over your body. Huge [...]
Posted in Discussion0 Comments
22 July 2010
Many economists talk about impending double-dip recession, which is nothing but another year of recession after a short growth period (not growth but a bit of improvement). However, many have also claimed we might experience a Lost Decade, which is a decade of negative growth, similar to the once experienced by Japan from 1992 to [...]
Posted in Credit Card0 Comments
20 July 2010
You have your medical insurance, and you have done everything right. You have paid your premiums on time, you have brought your card to the hospital, and you have paid the deductibles. However, when the doctor claims the insurance company to recover costs, they refuse to pay. But the doctor wants money, so he is after [...]
Posted in Credit Score, Discussion0 Comments
15 July 2010
Apart from constant stress, debt brings many other health problems in our lives. It’s not only financially, but also medically not advisable to accumulate debt. Here are few health problems that are associated with debt. Insomnia When you are buried under debt till nose, getting sleep at night will be a regular problem. You may get doze [...]
Posted in Debt Management0 Comments
08 July 2010
Terms like ‘Credit’, Credit Score’, ‘Credit Rating’, and ‘Credit History’ are all nothing but words introduced to hide the term ‘debt’. This wouldn’t make much difference to our finances, but we feel better, mentally, because we don’t like to hear about our debts. When someone asks, ‘What’s your credit?’, they generally mean what is your credit [...]
Posted in Credit Score0 Comments
06 July 2010
Being frugal is good. It save a lot of money. The bad part about being frugal is, it doesn’t leave you with much money to enjoy things you really like. One amongst such things is hobby. If we, however, give up majority of entertainment activities and hobbies of your life, there isn’t really much fun [...]
01 July 2010
Being a financial consultant, I have met varieties of people including the ones that are over-bothered about their savings, and the ones who are not bothered at all. And you know what kind of people suffer the most. Here are few reasons why many people never have money, and why they wouldn’t ever have enough money. [...]
Posted in Money2 Comments
29 June 2010
Why Is It So Easy To Get Into Debt? It is because debt is now a socially acceptable term. Getting a credit card is very convenient, and loans are available quickly. Besides, spending is fun, even if we don’t earn enough to repay credit card loan. Most people don’t like the idea of getting out of debt [...]
Posted in Debt Management1 Comment
24 June 2010
Most people like the idea of saving money, but they don’t know how to do it. Few people might be disappointed when I say there isn’t a best way to save money. The trick that works for me might not work for my neighbor. However, I can suggest three strategies to save big amount. Select the [...]
Posted in Saving0 Comments
22 June 2010
We know college students are quite casual about everything in life including money, family, and relationships. There is, however, nothing wrong about it. When I was a college student, I didn’t care about anything at all. But after you graduate, you enter a phase of life where you have to be a bit responsible because [...]
Carol@inthetrenches: I agree that the banking problem had become so out...
Richelle: These situational tricks are useful for business p...
Sanford: Be it stock market or real estate success isn't as...
Seymour: That's not true.. People graduating do have a lot ...
Sheldon: We all have at some point of time or the other spe...
