30 December 2010
Financial independence; I imagine I can write a few small books on the subject, if I were to be honest with you. It’s a subject everyone loves talking about, but few ever get around to working on. Why does that happen? The fact is that many of us like to reorganize our priorities so that [...]
Posted in Money0 Comments
23 December 2010
Everyone has known the feeling at some time or the other, whether they’ve given in to it or not is another matter entirely. You’ve seen this thing in the shop window and you absolutely had to have it. The thing is you can’t afford it, so what do you do? You turn to the next [...]
Posted in Credit Card0 Comments
21 December 2010
If you’re blaming your poor savings on a poor pay packet, stop trying to pin the blame on your employers. You can give them the blame only so often. Instead, try to find the best way to save money without looking for the best way to blame someone. In fact, your savings doesn’t have much [...]
Posted in Money, Saving0 Comments
16 December 2010
Ration your spending This is the dumbest thing to say, but it is also the truest thing to say. Many of us spend more than we earn and doing so is the fastest way to fritter away your money. If you want to save up money over the long-term, start with cutting back on spending. [...]
Posted in Money, Saving0 Comments
14 December 2010
There are several examples of assets that would depreciate over time, such as vehicles, furniture, mechanical equipment and computers. This invisible, intangible wear and tear in a financial sense is always happening with assets even without our realizing it sometimes. I was once told by an uncle that buying a new car doesn’t make any [...]
Posted in Finance0 Comments
09 December 2010
It was a little more than a year to the date when I signed on the dotted line. I had closed the deal on the first house I had ever bought and the one thing I did not like about the entire process is the fact that I was trying to hunt down houses faster [...]
Posted in Real Estate0 Comments
07 December 2010
The first time you go out on a date, there are understandably butterflies in your stomach as you wonder if this is ‘the one’. There’s a heady, heightened sense of anticipation for the time ahead and you wonder whether this could be the beginning of a long and rewarding experience. Like that first date, personal [...]
Posted in Budgeting0 Comments
02 December 2010
In today’s day and time, micro financing might just be the way to go for most businesses since getting a loan might be a trickier proposition than ever. Car, houses, and personal expenses are no longer being funded by banks as easily as they once were, but that’s not the point of this article. The [...]
Posted in Business0 Comments
01 December 2010
A metaphor I’ve heard of several times when I’ve written about the subject of debt reduction is the comparison of being in debt to slavery. In a sense, I can see where they are coming from, but all in all, I can’t see why some people take this comparison to extremes. I even stumbled upon [...]
Posted in Debt Management0 Comments
25 November 2010
A man much wiser than me, a man worldly wise in the way of stocks and mutual funds, one happened to say that business schools look for and reward complexity over simplicity and that he disapproved of such behavior. In many ways, I agree with Warren Buffett’s thinking over there. The most fundamental investing idea [...]
Posted in Investment0 Comments
23 November 2010
Picture this situation. You’re walking down the street and no one else is anywhere near in sight for miles (highly unlikely in today’s overcrowded cities, but bear with me on this one). It’s a beautiful, peaceful day. The sun is shining bright, the skies are bluer than ever and the grass seems just that bit [...]
Posted in Money, Saving0 Comments
23 November 2010
If you have too many debts to pay off and you want to get rid of them as soon as possible, take out debt consolidation loans. Banks may help you consolidate your debts into one loan. With the help of a consolidation loan all your multiple debts are consolidated into one. Thus, debt consolidation loans [...]
Posted in Debt Management0 Comments
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