Everyone has known the feeling at some time or the other, whether they’ve given in to it or not is another matter entirely. You’ve seen this thing in the shop window and you absolutely had to have it. The thing is you can’t afford it, so what do you do? You turn to the next best thing and whip out your credit card. Before you know it, you’re trying to go about credit card debt elimination in the best way possible. Everyone has a different reason for splurging on their credit cards. Some people use it to get by in the holidays, some are just impulsive shoppers.
The thing is, using a credit card is the easiest thing in the world. But credit card debt elimination is just so damn difficult. If you do have credit card debt on hand, there is nothing you do but pay your dues, quite literally. The mailman will continue to bring in those bills (please don’t kill the messenger) and you can’t take it back. There is no easy fix except to work out a debt management plan and stick to it. But more than that, indulge in a bit of damage control. For starters, take that credit card and introduce it to Edward Scissorhands. Failing that, just grab a scissors yourself and chop it up into small pieces.
Your financial well-being depends a lot on being debt free because being in debt is no way to build up wealth. So cut your way through to financial success, in a manner of speaking. It might seem like something you just can’t think of right now, but it is vital to credit card debt elimination. Unless you trust yourself to show enough restraint not to use it wrongly, cut the source of the debt out entirely. The most satisfying way is to just cut it into pieces, but you can also use a shredder or damage the magnetic strip beyond repair. If you’re too much of a coward, go call your niece or nephew. Kids love smashing stuff to bits, they’ll gladly do the job for you.
How do I know this works? I was once mired in credit card debt myself. Barely hitting my stride in my first job, I overestimated myself dangerously and used my then excellent credit to pay off bills and buy items I wouldn’t otherwise be able to afford. This all became a bit uncontrollable, and you can guess how it all ended. I paid through my nose and had to find creative ways to liberate myself. The most creative way I could come up with was chopping the card to bits. It felt strangely good and I now no longer have the temptation to spend money that I don’t have freely.
