Christmas is just round the corner and I hope you must be all geared up to make the festival a big hit! One of the prime features of Christmas is of course the Christmas tree and most families try to spend quite a bit on that. This year the sale of the Christmas tree seems to have bounced back from the low sales of last year owing to the economical depression. So what’s your budget for the Christmas tree? Are you spending the usual $100? Well, you could also do with some cost trimmings. You could save up to 50 % even though there are just a couple of weeks left. If you’ve been observing market trends, you can find that as the date of a festival nears, the retailers slash the costs of their wares more and more. Settling for a Christmas tree at half the usual price does not mean that you’re [...]

Christmas is just round the corner and you must be busy shopping around to fill Santa’s bag. It’s not only you, but the retailers too who are eagerly trying to push things into Santa’s bag by promoting themselves to their hearts’ content. Apart from print media, they are using internet technology to the maximum to entice you with compelling offers! One of the most widely used methods to draw your attention is to send sale mails to your inbox. Nowadays, when I open my mail box, I usually come across dozens of mails with attractive discounts suggesting that I buy this and I buy that. Though in one way, I like these mails as they keep me informed about the best deals without my having to physically visit malls to find out on my own, at times these tend to get on my nerves- owing to [...]

In all my articles I suggest ways to save money by shopping smartly. However, I keep getting mails from people about how they got into a bad deal and what they can do with a product purchased unwisely. They have tried returning it, but not every retailer is that courteous. I know it’s quite disappointing to repeatedly come across the clothes in your cabinet with tags not even touched or a crockery set not used since 11 months because you don’t like the design. So what do you do with these items? Try swapping If you own a gift card that you hate even watching at, try to sell it or swap it on websites like cardavenue.com, certificateswap.com, and swapagift.com. Here, you can list your card for free. However, you it sells, you have to pay an amount starting from $1 to some % of the [...]

I am not being very optimistic here but there are definitely few benefits that you can avail due to recession. Vendors have cut down their profit margins and are offering various commodities at quite a reasonable price. If you are not aware about such constructive change, visit any shopping precinct nearby. However, they variety of products that can be browsed on the internet is far greater than products in limited spaces of a mall. Also, it’s much convenient. Along with these benefits, let us complement our online shopping with some great tactics to get the best deal. Ready? Here we go. Compare the prices To get the best product with most economical price we physically cannot keep driving all around the city. That’s why we use internet. However, searching for the best deal on [...]

Everyone is being hit by recession including you. Then why is it that sometimes you shop more than required, sometimes you buy useless things, and sometimes overpriced articles? However, I don’t blame you. I know it’s no fault of yours. Why would you squander your hard earned money? It happens because you miss out some basic steps before getting out for a big purchase. Planning Create an expensive shopping list By expensive, I don’t mean keep including expensive goods in your shopping list. What I mean is prepare a shopping list of the big purchase you are about to make or a list of things that you need. Wish-list Now, complement the commodities with a period before which you want to buy them. Like you want to buy some things this month and some major things next month, put [...]

Have you thought of going on a vacation this winter? Let the bad economic times not hamper your spirit for adventure. This year many tourist destinations are offering you holiday packages at much cheaper rates than before. If you’ve been thinking of going on a Ski vacation specifically, go ahead and pack your bags because you’ve got some really good offers coming your way from the ski tourism companies. You can expect to get a lot more for less money. This year, the recession hit masses don’t wish to travel much. As a result the winter resorts are not seeing a lot of business in the coming months. They are offering attractive perks and discounts to make you visit them. So now go ahead and do some research to find out the best deals that you can avail of for a great winter holiday. Hilly [...]

Recession and Flyer Comfort Recession does not seem to have negatively impacted all. Flyers find the recession a blessing in disguise as there was less traffic leading to easy availability of tickets, easy navigation to and from terminals and flights were more punctual. But the airports have a different story to tell. As business fell, they stalled construction work and hiked the landing fees of flights and passenger parking. Fewer people may mean lesser security check hassles, but is there a reason for us, the passengers to rejoice yet? A lean customer size causes a brief temporary relief from the long security lines. But as soon as the economy will normalize in a few months, the traffic will increase again. Faulty and old fashioned security systems will cause a really pathetic situation [...]

A lot of credit card companies are changing policies. In August, the Citigroup announced annual fees for its credit card holders. In October, Bank of America followed suit by announcing an annual fees too for its credit card holders. Now, industry psyche points to aping behavior by other credit card companies. It looks like it won’t be long before most credit card companies will charge an annual fee. Apart from that with the government being strict with credit card companies regarding their fee policies you can expect their nefarious money extracting tactics to reincarnate themselves in other forms to squeeze out bucks from you. So do you think this is the time for you to shift loyalty to the debit card system of plastic money? The rate of purchase of credit cards has increased in the [...]

Ever since I got a huge cellphone bill four months ago, every time I make a call, I note down the duration of my call along with the charges for the call. But every time I find that my billed amount is more than my calculations. Can someone tell me the reason for this? Maybe this cellphone expenses infographic from Billshrink has an answer to my query. Here are certain charges that you pay in addition to the talk-time charges: Media Files Exchange Firstly, this infographic reveals that our wireless services providers are not charging us merely on talk time. You might be shocked to hear this, but if you use a smartphone, a lot of data exchange is taking place from your phone and you are being charged for all this. Data carrier service charges are calculated in technical lingo which is generally [...]