Did I just ask you to stop accumulating funds for retirement? Yes. Or maybe the precise sentence should be “Don’t accumulate funds for retirement at all.” I don’t blame you. The federal government and finance industry, consciously or unconsciously, have initiated and protracted the retirement con. They generated several retirement schemes like IRA’s and 410K account along with financial investment benefits like index funds and mutual funds, which induces every individual to save funds and lock it in safety (some unsafe) boxes and lug it out when you aren’t quite fit to enjoy the wealth you have created. The finance industry will, of course, promote saving for retirement. Till the time you are 60-65, they have generated fortune using your funds for several years. For them, [...]